We all know the saying, dogs are “Man’s best friend.” And cats, and salamanders, and rabbits, and even hedgehogs seem to hold a similar place in the heart of humanity. We love our pets and they love us back with an unconditional love that makes us want to give them the best possible lives. One important part of a long fulfilling life for your pet is her health. Many people are unaware, but vet fees don’t need to break the bank. Thanks to a variety of offerings of “pet insurance” you can save money while still catering to your best friend’s needs.
When thinking of health insurance, one immediate question that comes to mind is, “what about pre-existing conditions?” The sad truth is that few to none of the major pet health insurers offer quotes regarding pre-existing conditions. Luckily, however, pre-existing conditions don’t have to be a barrier with the help of services like Pawlicy Advisor.
A pre-existing condition is any health issue that a pet may have before signing up for health insurance. Generally, we think of pre-existing conditions as something that will either prevent our pet from getting coverage, or at least skyrocket the price of coverage. There is, however, one exception: there are three different types of pre-existing conditions, and one is often a non-issue with insurance companies. Curable pre-existing conditions, such as an Ear Infections or Urinary Tract Infections, will generally play no role in the cost of your pet’s health insurance. The other two types of pre-existing conditions are Breed Specific (such as heart failure in Cavalier King Charles Spaniels and breathing issues in pugs), and chronic pre-existing conditions (think allergies, diabetes, and hip dysplasia).When your pet suffers from these conditions, they should still be able to get health insurance, but it likely will cost more and may not include coverage of the pre-existing condition itself, only any other health problems that may crop up over your pet’s lifetime.
Just as car insurance needs differ from person to person, each offering their own unique benefits to real customers beyond standard insurance needs, so too do different pet health insurance plans. Some, such as Nationwide, cover vets anywhere in the country. Others, like Prudent Pet, offer both accident and Injury coverage. While Spot Pet Insurance flouts their 90% reimbursement policy. There are so many options, and so many health concerns that may arise beyond your pet’s pre-existing condition, that it is important to be careful in choosing the right plan for you and your pet.
With so many options how do you know which is best suited for you? You wouldn’t choose just any insurance plan for yourself, so why would you for your pet? Pawlicy Advisor is designed to help you get the best bang for your buck; to find those hidden deals and save you money over your pets lifetime. Don’t let preexisting conditions prevent you and your pet from finding the right insurance plan, let Pawlicy Advisor do the work and give them the care they deserve.
Also Read: Pet Insurance Covers X Rays document?