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Why Pet Insurance Is Important?

3 Mins read

You love your pet, it’s that simple. You want to keep your best friend in your life for a long time. Here’s how pet insurance helps. 

Emergencies can happen, even to our beloved pets. Imagine having to pay $7000 to treat your pet. It sure isn’t a small amount of money. You need money for this treatment. You ask family, you ask friends. You look to your credit card, and realize that you’ll be paying off high interest rates if you use it. How can you avoid this?

Pet insurance.

You want what’s best for your furry friend. You want them to be healthy, to be happy, and to live long. Pet insurance plays a big role to help with that. An unexpected illness, accidents, or emergencies can take away your savings after a single visit. Imagine not having to worry about that. No need to take out high-interest loans. No need to borrow from friends or family. Imagine making sure your pet gets the best, while your savings don’t take a hit. No need to pick and choose–you get both. That’s where pet insurance comes in. 

Pet insurance will help your beloved pet in case of an emergency. Emergency situations can cost anywhere from $1000 to $3000. Being insured, you’ll rest easy. No emergency situation will drain your bank in an emergency. 

Let’s look at some benefits:

Peace Of Mind

Who wants to be worried about money while their pet is in an emergency? No one.

You can focus on your well-being and your pets. No need to worry about the high cost of treatment. Your beloved pet will be covered. You get peace of mind and can focus on your pets’ health, solely. 

You’ll also get to save money. Here’s how:

When your pet becomes injured or sick, your pet insurance can be used to pay a portion of the vet bill. Depending on the insurance company you go with, there will be a deductible. Afterwards the insurance company will pay the remaining balance. Some policies reimburse 80% after deductibles. 


With pet insurance – rather than paying a large amount of money upfront. You pay small amounts each month. Overtime small amounts make a big difference. Just the difference your pet would need in an emergency. 

Pick Any Vet, And Cover All Pets

Unlike human health insurance, pet insurance gives you freedom to choose what vet you want to treat your pet. Again unlike human insurance, no need for a referral from a specialist. You have the choice to choose who treats your best friend. And there’s no need to worry about what kind of pet, or how old your pet is. 

Even with an older pet, you can still get affordable rates. Pet insurance companies do not discriminate against different breeds or the age of your pet. Be sure to do research on all the different options. 


Most pet insurance companies will offer different types of policies. Some of these just cover major medical expenses. Some others are able to cover more. Overall, there are over 12 major pet insurance companies in North America.

How You Can Shop Around

Now you know some benefits of pet insurance. But you might be asking, how can I research a plan? 

Plans can vary. We want to make your search easier. Here are some guiding questions we offer to help your research:

  • Is there a limit to the payments (any cap)?
  • Are pre-existing conditions covered?
  • Do you have to wait?
  • Is there a copay option?
  • Are prescriptions covered?
  • Does it cover pre-existing conditions?
  • Any pre-screenings?
  • Is travelling with your pet covered?

Our Take

As outlined in this blog, you can see there are many reasons that pet insurance is important. We showed you how it can save your peace of mind, and money. How it offers you and your pet variety and freedom. Whatever your reason may be. 

In the end, we know the biggest reason comes down to love. There’s no price you can pay for the love you have for your pet. Our pets are our family, and of course, we need to treat their health as important as our very own. 

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